New Jersey. New Mexico. New York. North Carolina. North Dakota. Rhode Island. South Carolina. South Dakota. West Virginia. Because State Farm is the largest auto insurance company in the market, it has a huge variety of drivers who contribute to the insurance pool. This helps keep rates low for everyone. Drivers insured by State Farm can get a number of insurance discounts.
This is a huge draw for budget-conscious drivers, according to State Farm reviews. State Farm offers three types of discounts: safe driving discounts, safe vehicle discounts, and loyalty discounts. These a uto discounts can be broken down even further, per the table below.
Save money by going three years or more without moving violations or at-fault accidents only available to new customers. Save money when a State Farm-insured student under 25 years old moves away to school and only drives the vehicle while at home for vacations or holidays. Accident forgiveness may be available for State Farm auto insurance customers who have been accident-free for nine years.
Being a safe driver can help you avoid tickets, which is good because tickets raise your insurance premium. State Farm regularly ranks among the top car insurance companies in the nation.
It has high ratings from experts, although customer ratings on websites such as the BBB and Trustpilot are mixed. According to J. In our research, we found the online quotes process to be easy to navigate. In the J. Power Auto Insurance Study—which measures customer satisfaction with auto insurance in 11 geographic regions across the United States—State Farm scored very well, placing high in most regions and number one in Florida, New York, and the Northwest.
Keep in mind that customer service may vary depending on your local agent. State Farm is generally good at paying claims. State Farm came in sixth place in J.
The study found that people wait about 10 days on average for a claim to be resolved, but State Farm insurance reviews say customers may experience a shorter insurance claims process. I have never had an issue with anyone at this office and have stayed with them because of the wonderful customer service all of the staff at this location has provided me.
I would refer anyone to them in a heartbeat. They have always been good for peace of mind, and I have never worried about them not being there for me or my family. Kudos to an awesome agent and fantastic group of professionals. I called my agent first thing Monday morning.
Buyer's Guide. Type keyword s to search. Today's Top Stories. Westend61 Getty Images. State Farm: The Basics While State Farm is the largest private passenger auto insurer in the country, it also offers other insurance products, including homeowners policies, renters insurance, and recreational vehicle insurance.
In general, State Farm is an excellent option for: Customers who prefer to interact with local agents Customers who need multiple forms of insurance coverage State Farm may not be the best option for: Customers who are looking for the cheapest rates Drivers who don't qualify for discounts What Types of Car Insurance Does State Farm Offer? According to QuoteWizard, State Farm's auto insurance offerings include: Commercial Auto Insurance: Commercial insurance protects business owners if they or an employee are in an accident while driving a company-owned vehicle.
Business owners can also purchase Employers Non-Owned Liability coverage, which covers employees who use their own vehicles for business purposes. Classic Car Insurance: A classic car insurance policy protects drivers who own classic or antique cars. This type of policy includes standard coverage such as liability, collision, and comprehensive.
You can consult State Farm's website to see if your vehicle qualifies as a classic car. Roadside Emergency Service: This coverage pays for battery jump-starts, tire changes, locksmith services, and other emergency repairs.
Rental Car and Travel Expenses Coverage: While most major insurance companies provide rental car coverage, State Farm goes above and beyond by paying for lodging if you're stranded because your car is undrivable as a result of a collision or natural disaster. Rideshare Insurance: State Farm's ride-sharing insurance policy is an extension of your personal insurance policy. This extension provides you with coverage while you're working for a company like Uber or Lyft.
Drivers with safe driving habits can save up to 30 percent on their premiums. Steer Clear Driver Program: Drivers under the age of 25 can participate in the Steer Clear program, which requires completion of a driver training refresher course. Participants can complete the course in person or through a mobile app. Drivers must also have had no at-fault accidents or moving violations within the last three years. Accident-Free Discount: If you purchase a State Farm insurance policy and go without having an at-fault accident for three years, you'll see a reduction in rates.
If you drive without having an accident for three years in a row, you can qualify for an accident-free discount from State Farm. Good student discount. If a student is age 16 to 25, is going full-time to high school or college, and has a B average, 3. Loyal customer discounts. Defensive driving course discount. Good driving discount. Driver training discount. Student away at school discount.
If one of the drivers of your cars is a student under the age of 25 who moves away to go to school, you may be eligible for a discount. Anti-theft discount. If your car has an alarm or other anti-theft device, you may qualify for a discount. The app tracks your driving and you earn discounts for good driving behavior such as avoiding hard stops and excessive speeds. The State Farm Drive Safe and Save app provides feedback on each driving trip you make and awards good driving behaviors with discounts.
The bluetooth beacon tracks your driving habits and provides scores based on five variables including acceleration, braking, cornering, speed and phone use.
Looking for ways to save money on car insurance for a young driver? To sign up for the State Farm Steer Clear app, drivers must be under 25 and have no at-fault accident or violations in the past three years. The app provides five training modules that consist of lessons, driving scenarios and quizzes.
If you complete all modules within six months of starting, you might be eligible for discounts. Do you drive for Lyft or Uber? State Farm offers homeowners, condo and renters insurance. You can also purchase additional coverage for personal insurance, flood insurance, home business insurance and identity restoration. To save money on your insurance, State Farm also offers a few discounts for eligible customers who have a home, condo or renters insurance policies.
Keep in mind, each discount might not be available in your state and may only apply to certain policies. Some discounts include:. Whether you own a coffee shop or run a business right out of your home, State Farm sells coverage for small business owners. If you consider your pet part of the family, you want to ensure your furry friend gets the best veterinary care possible. See the best pet insurance companies. The State Farm mobile app enables users to manage insurance policies, roadside problems and State Farm banking accounts from their smartphones.
There are multiple ways you can use the app. Some functionality includes:. Although it began as a single-line auto insurance company, State Farm now offers more than different products and services across five different industries. In late , State Farm launched State Farm Ventures, which focuses on investing in startups that develop technologies and products with a goal to improve customer satisfaction.
To lend a helping hand, State Farm has created several organizations to give back to communities and individuals in need. In addition to giving back through a variety of charities and nonprofits, State Farm partners with a variety of organizations to promote auto and home safety.
To find average car insurance rates nationwide, we used rates from Quadrant Information Services , a provider of insurance data and analytics. Select Region. United States. United Kingdom. Ashley Kilroy, Lucy Lazarony.
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